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Whether you’re a seasoned pro or a gambling rookie, playing for real money at online casinos is a thrilling way to spend your time. In this guide, we’ll cover the top casinos that allow you to play for money and show you how to choose between them. Our expert team will also share tips to help you get the most bang for your buck — all while keeping your money safe when playing online.
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Gambling at an online casino is easy, but that doesn’t mean you should make the decision lightly. The stakes are much higher than if you were to play free games, so it’s important that the casino you play at is fair, transparent and secure. However, no two casinos are the same. Below you’ll find some of the top-ranking casinos accepting US players and why they’re worth a look.
Affiliate Disclosure
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Launched in 2020, DuckyLuck has fast become our team’s favorite overall casino. Its well-rounded offering ticks all of our boxes. To kick it off, the game library is packed full of slots, classic card games and unique specialty titles such as Keno, Andar Bahar, Teen Patti and Bingo. With new games added each month, DuckyLuck offers nearly endless gaming opportunities. The site has an excellent rewards program called DuckyBucks, around-the-clock customer support and a reasonable minimum transaction limit of $25 for deposits and withdrawals via Bitcoin.
DuckyLuck is also known for its highly valuable welcome bonus offer of a 500% match up to $7,500 spread over three deposits. New players can also claim an additional 150 free spins to enjoy on the Mythic Wolf, Golden Gorilla, and Five Times Wins slot games.
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As the name would suggest, SlotsandCasino is perfect for those who enjoy spinning the reels, but it’s also great for jackpot games. For the highest jackpot, give 777 Deluxe a try – the prize pot often reaches over $160,000! Minimum bets for the jackpot slots on site tend to begin at $0.20, but Dodge City has flexible paylines which can drop the lowest stake to $0.02.
SlotsandCasino also has a full array of impressive games with a strong emphasis on slots. The library holds more than 500 slots ranging from traditional three-reel fruit machines to the industry’s latest 3D releases. More than 30 of these slots are five or six figure jackpot games.
Though the table game selection is somewhat limited by comparison, SlotsandCasino has a fully functional live casino with minimum bets starting at $0.50.
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For those looking to play with credit or debit cards, it doesn’t get much better than Las Atlantis. The minimum card deposit of $30 is reasonable and the site is one of the only casinos which allows players to withdraw using Visa or Mastercard. Las Atlantis doesn’t charge any fees to move money with cards which is uncommon across gambling sites.
Las Atlantis is home to one of the largest bonuses in the industry. Players using credit cards to deposit $30 or more can claim a 280% deposit match up to $14,000. The bonus funds can be used across most of the site’s slots, keno and scratch card games. However, Las Atlantis also offers six other variations of their welcome promotion — each of which cater to different playing styles. If you prefer board games or free spins, you’ll find a bonus to fit.
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eWallets are one of the world’s favorite ways to make online payments because of their speed and security. With Café Casino, users can deposit via MatchPay, a peer-to-peer trading platform which allows players to transfer funds using PayPal, Zelle, Venmo, ApplePay, Chime, and CashApp. These funds can then be used to deposit and play at the site. Deposits are free, instant and secure, with a minimum of $20.
When it’s time to withdraw your winnings from Café Casino, you can also choose to receive your payout credit via MatchPay. We found withdrawals to be free and instant into the MatchPay account. From there, you’ll be able to put the credit up for sale and move the resulting cash into an eWallet of your choice. Though it depends on the volume of requests, withdrawals from MatchPay to eWallets usually happen within 24 hours.
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As one of the most well-established online casinos in the world, Bovada has a reputation for top-quality customer support, world-class gaming and seamless transactions. It caters to all players, but we noticed that high rollers have more options at Bovada than elsewhere.
For starters, players can deposit up to $5,000 in each crypto transaction with even higher limits for player-to-player transfers. The maximum withdrawal for Bitcoin stands at $9,500 per transaction with a weekly maximum of $180,500. This gives high rollers a good allowance, though having to withdraw large sums of money in instalments isn’t ideal. However, Bovada’s high stakes game selection can’t be beat. Slot bets are capped at $200 per spin and table games accept wagers of up to $10,000 giving high rollers plenty of opportunity to bet big money.
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Unlike many other real money casinos, El Royale doesn’t charge any fees for withdrawing your funds via Bitcoin, Visa, Mastercard or bank wire, meaning you get to keep every single dollar you’ve won. Though the minimum withdrawal of $150 is a little steep, the payouts are fast with the longest taking a maximum of five days.
Note that before you make any fee-free withdrawal, you’ll first have to fully validate your account with ID. El Royale takes compliance, security, and transparency seriously. With a license from the Curaçao eGaming Authority, RNG games audited by Technical Systems Testing and a dedicated Anti-Money Laundering Compliance Officer, we felt that our money was completely safe on site.
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| Operator | Number of Games | Welcome Bonus | Minimum Deposit | Payment Options | Star Rating | Read Review | Visit Site |
|---|---|---|---|---|---|---|---|
| Las Atlantis | 180 | 280% Up to $14,000 | $10 | Credit/Debit Cards, Cryptocurrency, Prepaid Voucher | 5/5 | Read Review | Play Now |
| DuckyLuck | 430 | 500% up to $7,500 | $25 | Credit/Debit Cards, Cryptocurrency, eTransfer | 4.5/5 | Read Review | Play Now |
| Slots and Casino | 580 | 300% up to $1,500 | $25 | Credit/Debit Cards, Cryptocurrency, eTransfer | 4.5/5 | Read Review | Play Now |
| Red Dog Casino | 150 | Seasonal (Up to 245%) | $10 | Credit/Debit Cards, Cryptocurrency, Prepaid Voucher | 4.5/5 | Read Review | Play Now |
| Bovada | 240 | 50% Up to $1,000 | $10 | Credit/Debit Cards, Cryptocurrency, eTransfer | 4.5/5 | Read Review | Play Now |
| El Royale | 170 | 240% up to $2,500 | $10 | Credit/Debit Cards, Cryptocurrency, Prepaid Voucher | 4.5/5 | Read Review | Play Now |
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Comparing casinos is tricky business since each site has unique strengths and weaknesses. However, if you’re looking to spend and win big, there are a criteria worth considering when it comes to you and your money. If you’re in it to really boost your winnings and walk away with a good chunk of real money, consider sites that have the following features:
- Big Welcome Bonuses
- Reload and Loyalty Bonuses
- Fast Payout Banking Methods
- High-Paying Games
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A welcome bonus is designed to help kickstart your gaming experience, and the extra funds can give you a chance to make larger wagers or test out games with free spins.
Match deposits double or even triple your deposit amount, giving you the most bang for your buck.
| Rank | Operator | Bonus | Max Bonus | Rollover | Min. Deposit |
|---|---|---|---|---|---|
| #1 | Las Atlantis | 280% match deposit up to $2,800 valid five times | $14,000 | 35x | $10 |
| #2 | Slots Empire | 220% match deposit up to $2,400 valid five times + extra 20% for BTC and Neosurf | $12,000 | 35x | $10 |
| #3 | Vegas Casino Online | 100% up to $1,000 valid eleven times | $11,000 | 50x | $25 |
| #4 | Lupin Casino | Variable % amounts (100%-300%) valid five times | $10,000 | 35x | $20 |
| #5 | Red Dog Casino | 225% match deposit | $8,000 | 35x | $10 |
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Reload bonuses are the bread-and-butter for returning players. While most aren’t as large as welcome bonuses, they can still pad your bankroll and give you some extra wiggle-room at the blackjack table or the slots.
| Rank | Operator | Bonus Name | Bonus Terms | Max Bonus | Rollover | Expiry |
|---|---|---|---|---|---|---|
| #1 | Sun Palace | Wild Wednesday | 300% match | $500 | 40x | 7 Days |
| #2 | Slotocash | Daily777 | 225% match + 50 free spins | None | 30x | None |
| #3 | Las Atlantis | LuckyDay | 165% (tiered) match | $1,650 | 35x | None |
| #4 | Red Dog | 24/7 Bonus | 160% match | $190 | 35x | None |
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When you win real money, you want to reap the rewards as soon as possible. That means choosing a fast payout method so your funds aren’t tied up in banking purgatory. Here are some of the best withdrawal methods at our favorite casinos:
| Rank | Method | Withdrawal Time | Best Operator | Reason |
|---|---|---|---|---|
| 1 | Bitcoin | Instant | DuckyLuck | Fee-free, instant transactions with a minimum payout of $25 |
| 2 | MatchPay/eWallets | Instant | Café Casino | Fee-free, instant transactions with ability to cash out to eWallets |
| 3 | Credit/Debit Card | Up to 5 business days | Las Atlantis | Fee-free with reasonable limits of $150 – 2,500 |
| 4 | Person 2 Person | Up to 5 business days | Wagerweb | One free withdrawal every 30 days within $100-300 (limited to certain days of the week) |
| 5 | Bank Wire | Up to 5 business days | El Royale | Fee-free with reasonable limits of $150 – 2,500 |
| 6 | Check by Courier | Up to 15 business days | Bovada | One free check withdrawal every 90 days |
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One of the best ways to enhance your chances of winning real money is to play the highest-paying games. These slots have some of the highest return to player percentages you’ll find online:
| Highest Paying Game | Software Provider | RTP | Jackpot | Volatility | No. of Paylines | Play at |
|---|---|---|---|---|---|---|
| Good Girl/Bad Girl | Betsoft | 97.79% | No | Medium | 15 | DuckyLuck |
| Gold Rush Gus & the City of Riches | Woohoo Games | 96.41% | Yes | Medium | 10 | Slots.lv |
| Enchanted Garden | RealTime Gaming | 96.38% | Yes | Low | 20 | Everygame |
| Gods of Giza | Pragmatic Play | 96.13% | No | High | 20 | Café Casino |
| Reels and Wheels XL | Woohoo Games | 96.08% | Yes | High | 20 | Bovada |
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There are lots of casinos out there that will accept your money, but not all sites will be a good fit for you. Remember, your perfect casino may not be the top-rated or most popular site. It’s all about finding somewhere that lets you play what you want, how you want, with top-notch security and customer support.
When it comes to making casino decisions that affect your money (deposits, bankroll, winnings, etc…), you might want to consider the following questions:
Are you looking for life-changing wins?If you’re in it to win big, then a casino site with progressive jackpot games is likely where you want to play. They offer massive prizes, and features like Hot Drop Jackpots take progressives to a new level with timed prize drops.
Do you prefer skill-based, casual, or luck-based games?The answer here is important because each of these choices can lead to very different financial outcomes. Skill-based games, if you practice, give you the best chance at winning money. Games like blackjack have the lowest house edge, meaning you’ve got the best chance of winning — although the wins can be less lucrative. Casual games like slots are completely random, but can offer massive wins thanks to things like progressive jackpots. Luck-based games like keno also offer you the ability to win big money, but like the lottery, are entirely based on luck.
Do you have a certain banking method you want to use?Maybe you have a bunch of Bitcoin saved up from 2016 — if that’s the case, you’ll want a high-quality crypto casino like Ignition Casino. Maybe you received a Visa gift card that’s burning a hole in your wallet—Las Atlantis is a great option, with both Visa deposit and withdrawal options.
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So, you’ve decided you want to play for real money at an online casino. Well, when it comes to your money, you should know about the pros and cons of playing for money online vs. the land-based equivalent.
Pros
- Access to enormous game libraries
- Larger prize pools due to lack of overhead
- Wider range of stake sizes
- Ability to play with a casino bonus
- No waiting for a seat at a table or your favorite slot
- Highly convenient
Cons
- Risk of rogue operators — read lots of reviews
- Lengthier payout times compared to in-person casinos
- Transaction fees may apply on deposits and withdrawals
- Potential to develop a gambling problem — seek help if you need it
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Remember up above when we asked you to consider what type of payment method you’d prefer to use? Well, in keeping with that question, we figured we’d highlight the various payment options available at the casinos we recommend. The table below should help you decide where you’d like your money to go.
| Operator | Payment Methods | Minimum Deposit | Withdrawal Time | Best Payment | Reason | Visit site |
|---|---|---|---|---|---|---|
| DuckyLuck | Mastercard, Visa, AMEX, Discover, Bitcoin, Altcoins | $25 | 1-5 days | Bitcoin | Lowest minimum withdrawal amount | Go to DuckyLuck |
| Slots and Casino | Mastercard, Visa, AMEX, Discover, Bitcoin, Altcoins | $25 | 2 days | Crypto currency | No maximum deposit | Go to Slots and Casino |
| Las Atlantis | Mastercard, Visa, AMEX, Discover, Bitcoin, Altcoins, Flexepin, Neosurf | $10 | 1-5 days | Neosurf | Lowest minimum deposit and instant transaction | Go to Las Atlantis |
| Red Dog Casino | Mastercard, Visa, Bitcoin, Altcoins, Neosurf, PayID | $10 | 1-5 days | Visa / Mastercard / PayID | $1,000 maximum limit and instant transaction | Go to Red Dog Casino |
| Bovada | Mastercard, Visa, Bitcoin, Altcoins, Player Transfer, Bank Transfer, MatchPay | $10 | 1-3 days | Crypto currency | Fee-free deposits | Go to Bovada |
| El Royale | Mastercard, Visa, Bitcoin, Altcoins, Flexepin, Neosurf | $10 | 1-5 days | Neosurf | Lowest minimum deposit | Go to El Royale |
| Everygame Casino | Mastercard, Visa, AMEX, Discover, Bitcoin, Altcoins, ecoPayz, Paysafecard | $10 | 1-5 days | ecoPayz | Lowest minimum and highest maximum deposit | Go to Everygame Casino |
Note that your choice of deposit method can limit how and when you can withdraw money. For example, some casinos will not allow you to withdraw the same way you deposited. A good way to avoid this is to use a method like Bitcoin, which is frequently supported for both kinds of transactions. Plus, Bitcoin withdrawals are processed much faster than debit card withdrawals (up to 24 hours vs. 3-4 business days).
Further, some casinos have high withdrawal fees, or low maximum payout limits, which might require you to split up your withdrawal requests over time. As with the deposit terms, it’s important to read up on the banking policies of each site to thoroughly evaluate your options. You’ll find in-depth analysis of each casino’s banking options in our independent casino reviews.
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If your primary motivation at a casino is to win actual money, then the type of game you choose can play a huge role. While games like slots can come with giant jackpots, your chance of winning those jackpots is typically on the low side — the house edge is high. Meanwhile, a game like blackjack might offer smaller wins, but the skill component means you’ll have the chance to win more often — the house edge is much lower.
So, when you want to win money and don’t have a particular game in mind, consider the following games:
Blackjack
Blackjack, or 21, is one of the best games for players transitioning from slots to table games. The rules are simple, and RNG blackjack games can really help you improve your strategy.
With a good strategy, you can see close to 99% returns. Be sure to play 3-to-2, single deck tables because that reduces the house edge by almost 2%.
Video Poker
Combining the reels of slot machines with the rules of poker, video poker slots are some of the most profitable games at online casinos.
Be sure to read up on video poker strategy, and pick games like Deuces Wild that have 99.4% RTP or higher with the right hand.
Baccarat
Baccarat is simple with only three wagers. For the best possible return, we encourage you to place Banker bets, as this lowers the house edge to 1.06%.
One strategy that is commonly used is making sure to avoid side bets, as those are designed to increase house advantage and harm player returns.
Craps
Craps is a dice game that requires very little skill. Being easy to learn and with a low house edge, craps can still be a big-win opportunity.
When playing, avoid wagering on side bets. Instead, stick to the pass line bet, which has an average RTP of about 98%. The house edge is also fairly low on craps.
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| Ranking | Game | House Edge |
|---|---|---|
| 1 | Blackjack | 0.5 – 2% |
| 2 | Video Poker | 0.5 – 5% |
| 3 | Baccarat | 1.06% |
| 4 | Craps | 1.41% |
| 5 | Sic Bo | 2.78% |
| 6 | Roulette | 1.35% (French); 2.7% (European); 5.26% (American) |
| 7 | Slots | 5 – 20% |
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Before you start playing at a casino for money online, you’ll first need to set up an account with a casino site. We’ll walk you through the process step-by-step. This guide is based on DuckyLuck’s registration process, but you’ll find that most casinos follow the same format.
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Head over to DuckyLuck and click on the ‘Join Now’ button. Fill out the form with your name (as it appears on your ID) along with your email address, ZIP code, phone number, and date of birth. You’ll also need to choose a password. For security purposes, make sure this password is unique to your DuckyLuck account and won’t be easily guessed. Certify that you understand the terms and conditions of the site and are of legal gambling age, then hit the arrow to create your account.
2. Make a Deposit
Once your account is up and running, it’s time to log in. You’ll be invited to claim a bonus before making your first deposit. Select your bonus of choice. You’ll then be taken straight to the Cashier, where you can tap your preferred deposit method and add the relevant payment details. When you’re ready to fund your account, hit ‘Deposit’.
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Depending on your deposit method, it can take anywhere from a few seconds to an hour for the money to appear in your casino account. When it does, you’ll be free to browse the DuckyLuck library of 430 games and start betting with real money.
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Once you’ve had your fun and are satisfied with your winnings, you can head over to the cashier to make a withdrawal. If this is your first payout request, DuckyLuck will ask you to provide a photo of your government-issued ID and proof of address (usually a medical or utility bill). This is part of their KYC compliance. Once your identity has been verified, you are free to withdraw your winnings.
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When playing for real money, the safety and security of your funds and private information is critical. Choosing a licensed, regulated casino is a great start, but there are a few other steps you should take to keep yourself safe online.
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Though it’s tempting to use the same password for multiple websites, setting an original and hard-to-guess password is one of the most effective ways to keep your casino account secure. Mix upper and lowercase letters, numbers and symbols to build a unique password. Don’t share it with anyone and avoid saving it to the memory of your device for maximum protection.
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Never play for real money on public wi-fi connections because these unprotected networks are susceptible to hackers. Instead, use private password-protected networks which are less easily compromised.
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Great casino sites should have clear and easily identifiable safety features in place over and above something like a license. For example, all the casinos we recommend require identity verification before withdrawals can be processed. TLS-encryption, 2-step verification, responsible gambling tools and a statement about segregated funds (keeping player money separate from the casino’s operating funds) are also great signs.
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Playing for real money is thrilling, but it can be addictive. It’s important to set a budget so that you’re only playing with money that you can afford to lose. Keep track of your profit and loss each session and strictly monitor how much you’ve spent. If available, use transaction limits to restrict the deposit size and ensure you play within your budget.
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