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Mastercard is a common credit/debit card provider in the United States and abroad. It’s actually the second-most popular kind of card in circulation after Visa, making it kind of a big deal. Chances are if you pop open your wallet or purse, you have a Mastercard knocking about in there.
Mastercard is also a popular method for depositing at online gambling sites, particularly for new gamblers. It’s easy and accessible, which increases it’s allure.
If you’re thinking about using Mastercard at an online casino, then you have to keep reading! We go into detail about how Mastercard works, what online casinos accept it, as well as compare it to similar credit cards used for online gambling.
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Mastercard is a widely accepted banking method at online casinos and sportsbooks, especially in the United States. However, not all of these sites live up to our standards for game variety, customer service, bonuses and promotions, and reputation. Here are four of our favorite places to gamble with Mastercard online:
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|---|---|---|
| Deposit $30 – $1,000 with Mastercard | Deposit $25 – $1,000 with Mastercard | Deposit $30 – $1,000 with Mastercard |
| Withdraw $150 – $2,500 with Mastercard | Mastercard Withdrawals Not Supported | Withdraw $150 – $2,500 with Mastercard |
| 280% Slots Bonus up to $14,000 | 500% Deposit Bonus up to $7,500 | 220% Deposit Bonus |
| 140+ slots games and a live dealer casino | 400+ casino games and a live dealer casino | 160+ casino games and a live dealer casino |
| Licensed by Curacao eGaming Authority | Licensed by Curacao eGaming Authority | Licensed by Curacao eGaming Authority |
| Read Review | Read Review | Read Review |
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Mastercard has been around since the 1960s, and it’s the second largest payment processing company in the world. The Mastercard that most people are familiar with is the plastic debit or credit card that their bank or credit union purchased, but Mastercard has plenty of other services out there, like Maestro and crypto compatibility.
One of the main features of Mastercard gambling sites is their binding agreement with the Mastercard company. Any gambling site that does business with Mastercard must comply with PCI-DSS regulations, making it a very secure option for new gamblers. This is a fairly common practice among payment providers. For example, PayPal performs an audit of online casinos before they approve their platform to use their financial tools. So when you see an online casino that accepts Mastercard, you can rest assured that they’ve met stringent security standards.
But how does Mastercard stack up against other card providers like Visa or American Express?
Let’s take a look:
Mastercard vs. AMEX
In general, you get better protection against theft and fraud, and gambling sites that accept Mastercard have entered into an agreement with the company. There is typically no fee for depositing using Mastercard either.
They also have more credit cards in circulation than American Express. You are more likely to find gambling sites that accept Mastercard than you are to find a betting site that accepts Amex.
The final difference between the two is how fast they process various transactions. Mastercard is widely considered to be the faster option on gambling sites, while some report that Amex can take up to 10 days.
Mastercard vs. Visa
Visa is one of the most popular payment methods on the planet. Not only does it outrank American Express, but it also has more total customers than Mastercard does.
In terms of fraud protection, Mastercard beats Visa. This is because the gambling sites that accept Mastercard are bound by an agreement with the company, rather than having to opt into a relationship like those that accept Visa.
If you choose to deposit with Visa instead of Mastercard, then prepare for more expensive transaction fees, as well as possible downtime when it comes time to make your withdrawal. Transactions made with Visa can take several days longer than those with Mastercard.
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Using Mastercard at an online casino is very similar to using it at Amazon, Ebay, or other online retailers. Here’s a quick run-down of how the system works:
Step 1 – Sign up at a great online casino (choose from the list above) and navigate to their banking/cashier page. Here you’ll be able to select your deposit method, which is, Mastercard.
Step 2 – Before you deposit, make sure you’ve entered any bonus code you want. Most welcome bonuses are void after your initial deposit, so don’t miss out!
Step 3 – To make a Mastercard deposit, simply enter your name as it appears on the card, the 16-digit card number, expiration date, CVV or security code, and the amount you want to deposit.
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In order to withdraw funds using Mastercard, there are some additional steps you should be aware of:
Step 1 – In order to make withdrawals from licensed casinos or sportsbooks, you must complete additional verification steps. This often includes sending customer support photos of your government-issued ID and proof of address (like a medical or utility bill). For credit cards, some casinos even require you to send pictures of the front and back of your card.
Step 2 – The aforementioned verification process can take anywhere from 24 to 72 hours, but once it is complete, you can request a withdrawal via Mastercard. Be aware of withdrawal limits, because some casinos have very strict rules about how much you can cash out. For example, Las Atlantis has a minimum Mastercard withdraw of $150.
Step 3 – You should receive your winnings in your account within 3-4 business days, sometimes longer. Just be aware that sometimes your banking institution will charge additional fees for withdrawing from casinos, even if the casino itself does not.
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- Depositing with Mastercard is instant, so you can start gambling right away!
- Mastercard is one of the most popular credit card types out there, so you likely already have one.
- Mastercard is available in 180+ countries, making it an option for gamblers in the US or abroad.
- Some online casinos offer exclusive bonuses for depositing with credit cards, including Mastercard.
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- Some online casinos charge fees for Mastercard transactions, anywhere from 1-15% of your transaction!
- Online casinos that allow Mastercard withdrawals are rare, so you’re often forced to use check or bank transfer.
- Depositing with Mastercard requires extra verification, including sending copies of your card before you can withdraw.
- If your casino does allow Mastercard withdrawals, it might take up to 5 business days to appear in your account.
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Mastercard certainly provides gamblers with a lot of value. They offer instant deposits, enhance the security of online gambling sites, and have lower fees than other credit/debit card companies. Not to mention their built-in security features. On the Mastercard website, they state that cardholders are entitled to:
- Identity theft protection
- Click to Pay for mobile purchases
- Contactless payment
- Zero Liability Protection
- 24-hour lost/stolen card assistance
Even though Mastercard’s service is top-notch, is it the end-all-be-all of casino banking?
EWallets like PayPal, Neteller, and Skrill allow users to interact with online gambling sites without revealing their sensitive banking information, something that using a credit card simply doesn’t allow you to do.
And cryptocurrency has much faster withdrawal times and lower fees overall. Bitcoin and Ethereum have become two of the largest banking methods for online gambling, and for good reason.
Bitcoin
Bitcoin was the world’s first cryptocurrency, and it has become an incredibly popular banking method at online casinos.
Neteller
Neteller is an eWallet that allows users to deposit and withdraw funds much faster than with credit cards and with more security features.
Ethereum
Ethereum is the second largest cryptocurrency by market cap, and it’s transaction system is much faster than Bitcoin’s, making it popular for gamblers.
PayPal
PayPal is a popular eWallet in the United States, but it’s even more popular as a banking method at online casinos outside of the US.
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Yes, Mastercard is one of the most widely accepted credit/debit cards at online casinos and sportsbooks. It’s frequently offered as a deposit method, but is not always a withdrawal method.
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Mastercard is not responsible for stopping any payments, they simply issue the card. The bank or credit union associated with the Mastercard is capable of stopping payments to online casinos. To avoid this, you can purchase a prepaid gift card to use for gambling or use an eWallet like Neteller or Skrill.
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Honestly, there isn’t much of a difference between Visa and Mastercard. They are both at the top level of card providers, so they both have similar benefits and faults. However, we would certainly choose Mastercard over AMEX or Discover, simply because of the low volume of casinos that accept those two options. AMEX in particular is known for very stringent fraud protection which makes life as an online gambler pretty difficult.
So at the end of the day, Mastercard might not be the best of the best, but it’s definitely comparable with Visa, and a solid option.
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Simply put, no. Mastercard is not responsible for regulating deposit or withdrawal size, that’s the responsibility of either your banking institution or the online casino. Make sure to check your gambling site’s banking information page to find out what the deposit/withdrawal limits are. Chances are, they will be lower than what your bank or credit card company mark as the top end, so you’ll be fine.
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Mastercard does have prepaid gift cards, but they aren’t nearly as popular as Visa’s or AMEX’s. If you’re thinking about using a prepaid gift card for online gambling, we suggest using a Visa card.
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